Chapter 7: Mortgage Quandaries, Conundrums, and Paperwork
I was skimming this chapter tonight about all of the nasty paperwork that is required for final approval on a mortgage. Most of it was pretty straightforward, and I really didn’t see anything out of the ordinary. “Don’t lie, tell the truth, sign over your firstborn son, tell us about all of your assets,” and those types of things. I eventually came upon Section III of the Universal Residential Loan Application: Borrower Information. Okay, no big deal, this is all standard stuff: name, date of birth, SS, present address, previous address, years in school…

Years in school…

This is a direct quote from the book:

Yrs. School simply means how many total years of formal schooling you have under your belt. If you graduated from high school, you’ve had 12 years of schooling. Two- or four-year colleges add that many years on top of 12. If you were silly enough to go to graduate school, add the number of years that you spent toiling away for those additional scraps of paper to hang on your office or den wall.

Even the authors of this book published in 2006 are calling me a dummy. Why did I go to grad school? I dunno. Was it a good idea? I dunno. Would I do it again? I dunno no.

So what is the moral of this story? If you are or have ever thought about going to grad school, don’t do it. Will it be beneficial for me down the road to have an advanced degree? Maybe/probably, but the pain and suffering and anger and frustration and anger .. and anger that I’m going through right now just might not be worth it.

At this time, however, I must stand by the words of advice spoken by one of the biggest rednecks ever…I have no choice but to git-r-done!!!